FLORIDA HURRICANE MITIGATION DISCOUNTS
When a policy covers the peril of Hurricane, Windstorm or Hail, a risk located in the State of Florida may be eligible for a premium credit if one or more of the following dwelling components or characteristics include loss mitigation features or construction techniques:
| Dwelling Component | Contingent Upon |
|---|---|
| Roof Covering | Roofing materials and attachment specifications |
| Roof Deck Attachment | Roof decking material, nail size & spacing, truss spacing |
| Roof-Wall Connection | Use of nails, clips and double wraps |
| Opening Protection | Grade of impact testing |
| Secondary Water Resistance | Use of Bitumen Tape or foamed polyurethane structural adhesive |
| Roof Shape | Hip or gable roof shape |
Main Street America Insurance will require documentation noting the existence of qualifying loss mitigation features.
Please note: The policy holder is responsible for the expense associated with substantiating the existence of the mitigation features.