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When a policy covers the peril of Hurricane, Windstorm or Hail, a risk located in the State of Florida may be eligible for a premium credit if one or more of the following dwelling components or characteristics include loss mitigation features or construction techniques:

Dwelling Component Contingent Upon
Roof Covering Roofing materials and attachment specifications
Roof Deck Attachment Roof decking material, nail size & spacing, truss spacing
Roof-Wall Connection Use of nails, clips and double wraps
Opening Protection Grade of impact testing
Secondary Water Resistance Use of Bitumen Tape or foamed polyurethane structural adhesive
Roof Shape Hip or gable roof shape

Main Street America Insurance will require documentation noting the existence of qualifying loss mitigation features.

Please note: The policy holder is responsible for the expense associated with substantiating the existence of the mitigation features.