FLORIDA HURRICANE MITIGATION DISCOUNTS
When a policy covers the peril of Hurricane, Windstorm or Hail, a risk located in the State of Florida may be eligible for a premium credit if one or more of the following dwelling components or characteristics include loss mitigation features or construction techniques:
|Dwelling Component||Contingent Upon|
|Roof Covering||Roofing materials and attachment specifications|
|Roof Deck Attachment||Roof decking material, nail size & spacing, truss spacing|
|Roof-Wall Connection||Use of nails, clips and double wraps|
|Opening Protection||Grade of impact testing|
|Secondary Water Resistance||Use of Bitumen Tape or foamed polyurethane structural adhesive|
|Roof Shape||Hip or gable roof shape|
Main Street America Insurance will require documentation noting the existence of qualifying loss mitigation features.
Please note: The policy holder is responsible for the expense associated with substantiating the existence of the mitigation features.