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Why Partner with Main Street America?

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Growth From Strength


Growth starts with focus. We have a 100% commitment to Small Business and Farm and Ranch, and we deliver specialized expertise in the Commercial Lines markets that matter most to independent agencies.

Our strategic investments in underwriting talent, technology, and targeted industries can help you confidently grow your business with a partner built for long-term success.

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Built on Trust, Together


For nearly 100 years, we’ve partnered with independent agents to serve Small Business and Farm and Ranch customers. We believe independent agents provide the choice, guidance, and support customers value, and we continue to invest in and strengthen those relationships for the long term.

Our dedicated focus means:

  • Specialized underwriting for Commercial Lines
  • Industry knowledge tailored to Small Business insurance
  • Long-standing expertise in Farm and Ranch insurance
  • A carrier partner committed to your success in commercial business insurance markets found on main streets countrywide
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Easy to Do Business With


We combine seamless digital capabilities with responsive, local decision-making to support you as an insurance carrier partner.

With online tools and systems that offer quote-to-bind processing for common business needs, and a dedicated sales representative and underwriter empowered to make in-market decisions for more complex risks, you have the support needed to move business forward quickly.

That means:

  • Dedicated support
  • Faster turnaround times
  • Real underwriting conversations
  • Local accountability
  • Practical solutions for your commercial customers
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Proven Financial Strength


We have an "A" (Excellent) Financial Strength Rating, with a Stable Outlook, and “a+” Issuer Credit Rating from AM Best.*

As an American Family Insurance operating company, we have the products and services you need today, plus the stability to support your growth tomorrow.

*Main Street America is rated “A” (Excellent) by AM Best, the third highest of their 13 ratings. For the latest Best’s Credit Rating, access www.ambest.com.

Clear, Competitive Compensation


Partnership should be profitable

We offer a clear, competitive compensation package designed to reward growth, performance, and long-term relationships, helping independent agents build sustainable revenue in Commercial Lines and Farm and Ranch markets.

Build for Commercial Growth


Win with competitive products and targeted classes.

Hear Our Why


Richard Vaughn shares why independent agents choose to become appointed with Main Street America — and how our focus on partnering with you creates meaningful growth in your Commercial Lines and Farm and Ranch book of business.

Become an Appointed Agent


If you're ready to begin your partnership with us, we'd love to hear from you! Please complete our information form, linked below. Someone from our team will be in touch soon to learn more about you.

Get Started

Why You'll Love Working With Us


“Main Street America has always had a comprehensive product, with multiple coverage options. Additionally, my clients have had good feedback from claims. ”
AGENCY OWNER
New York - Appointed for more than 10 years
“Easy to work with, great relationship with marketing rep, good reputation. ”
AGENCY PRODUCER
Florida - Appointed for 5-10 years
“Easy to work with, great rates and easy quoting platform. ”
AGENCY PRODUCER
South Carolina - Appointed for <1 year
“We have a great working relationship with our underwriter. Main Street America is great to work with! ”
AGENCY PRODUCER
Maryland - Appointed for 5-10 years
“The contacts we have for our Main Street America policies are people who are consistently helpful and prompt with responses to our questions! ”
AGENCY PRODUCER
Oklahoma - Appointed for 1-2 years
“Great sales team, very responsive, amazing underwriters, great pricing. ”
AGENCY ACCOUNT MANAGER
Oklahoma - Appointed for 3-5 years
“Main Street America has always been one of our “go-to” companies for small business. ”
AGENCY PRODUCER
South Carolina - Appointed for more than 10 years
“Outstanding underwriting and broad product appetite. Easy to use quoting and issuing system as well. ”
AGENCY TEAM LEAD
Oklahoma - Appointed for 5-10 years
“Great financials, management, claims service and underwriting.”
AGENCY OWNER
Florida - Appointed for more than 10 years
“Main Street America is a very reliable insurance company with great all-around service (sales, service, claims). ”
CUSTOMER SERVICE REPRESENTATIVE
Massachusetts - Appointed for 5-10 years
“Have always had a great relationship with our representative. She is exceptional. ”
AGENCY OWNER
Massachusetts - Appointed for more than 10 years