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Business Bonds

Main Street America Insurance is licensed to issue surety and fidelity products in 47 states and the District of Columbia. So when we say we've got your back, we mean it. Our promise to provide reliable service and protection is founded on our financial stability, consistent underwriting and the relationships built with our independent insurance agents.

To prove it, Main Street America Insurance is a U.S. Treasury listed carrier with a current T-listing of $58,588,000. We also have an "A" (Excellent) Financial Strength Rating from A.M. Best, the insurance industry's premier rating organization. You can be sure that our financial strength and well-established surety market will continue to stand the test of time.

We offer a wide range of surety bonds, including:

  • Performance Bonds
  • Payment Bonds
  • License Bonds
  • Permit Bonds
  • Probate Bonds
  • Court Bonds
  • Public Official Bonds
  • Fidelity Bonds

Contract Surety Bonds

Contract Surety bonds provide a guarantee to your customer that you will fulfill the terms of your contract for construction, service or supply. We offer a range of Contract Surety products to fit your needs, including Performance, Payment and Site Plan bonds.

Contract surety segments served by Main Street America Insurance include:

  • General Construction
  • Trade 
  • Heavy equipment 
  • Artisan/Specialty Trades
  • Subcontractors
  • Transportation and Trash Hauling
  • Service
  • Site Plan

Fidelity Bonds

As a business owner, what would happen to your business if an employee were to cause harm by acting dishonestly? While business insurance policies often cover a basic level of employee dishonesty coverage, Main Street America Insurance's Fidelity Bonds provide coverage above and beyond most package policies.

For example, our Employee Dishonesty bond covers losses from burglary, robbery and depositor's forgery, on either a blanket or scheduled/specific coverage. And, we can offer this coverage to many different types of businesses, from a non-profit organization to a law firm to a condo owners association.

Main Street America Insurance's Business Services bond covers losses of client's property while on client’s premises for janitorial, home health care, pet sitting and other businesses. Our Business Services bonds have a zero-dollar deductible, provide coverage for sole proprietors and don't have a traditional conviction clause.

Fidelity Bonds provided by Main Street America Insurance include:

  • ERISA Bonds
  • Business Services Bonds
  • Blanket Employee Dishonesty
  • Schedule Employee Dishonesty

Commercial Surety Bonds

Commercial Surety bonds cover a wide range of bond obligations, including Court, License and Permit, Probate, Public Official and Miscellaneous bonds. License or permit bonds may be required if you operate under a local, state or federal license.

If you are an administrator, executor, trustee or guardian, you may be mandated by courts or government agencies and authorities to obtain a probate bond.

The Main Street America Insurance also provides public official bonds for tax collectors, justices of the peace, notaries and other public officials.

Commercial surety bonds provided by Main Street America Insurance include:

  • Administrator/Executor Bonds
  • Guardian/Trustee Bonds
  • Lost Vehicle Title Bonds
  • Notary Bonds
  • Contractor Compliance Bonds
  • Right-of-Way/Sidewalk Bonds
  • Mortgage Bonds
  • Court Bonds