What is Commercial Umbrella Insurance?

A Commercial Liability Umbrella Policy from Main Street America Insurance picks up where your underlying business insurance liability coverage ends, providing protection over your primary limits. Your business insurance is often enough to protect you against the usual loss. However, the aftermath of serious accidents or other situations can exceed basic policy limits by millions of dollars. A Commercial Umbrella policy can provide an extra layer of protection.

For example, what would happen if someone sued your business? We often hear about high-award lawsuits. A commercial umbrella policy could pick up where your underlying business insurance liability coverage ends, providing extra liability coverage over your primary limits.

An insurance agent can design a comprehensive package of commercial coverage including a Commercial Umbrella to meet your business needs. Find an agent near you for a quote.

For extra protection, you can purchase commercial umbrella insurance over a business owner or commercial package policy. If you also have Commercial Auto and Employers Liability coverage, the umbrella can also cover those lines.

A commercial umbrella policy can cost as little as little as $450, and the average umbrella cost is $1,200. Your local, independent insurance agent can help you determine the best commercial umbrella insurance options to meet your business needs.