You rely on your car to start when you need it. You rely on your auto insurance to be there when you need it, too. Our personal auto policies bring you the protection you need, no matter where the road takes you. A Main Street America independent insurance agent can help you find the perfect policy to fit your lifestyle and budget. Find an agent near you for a quick car insurance quote today.
Get to Know Our Auto Coverages
A personal auto policy from Main Street America insurance provides both state required coverage and more, depending on what you need for your lifestyle and budget. Your agent can help you select the right coverages for your situation. Some of the core parts of your auto insurance policy include:
Provides coverage for damage caused by accidents that don’t involve colliding with another vehicle or object.
Provides protection against collision or rollover damages, no matter who caused the accident.
This coverage helps pay for medical care following an accident, regardless of who is at fault.
Bodily Injury Liability
If you injure someone in a car accident, this coverage pays for his or her medical expenses and any damages awarded in a lawsuit.
Property Damage Liability
This provides coverage if you are responsible for an accident and damage someone's property.
Uninsured / Underinsured Motorists
Covers you and your car when a driver has no insurance or their policy has insufficient coverage.
Popular Additional Auto Coverages
Main Street America provides car insurance for new drivers, families, mature drivers, and more. Our flexible options can help protect you, your passengers, and other people on the road in the event of an auto accident.
New Vehicle Replacement
No Deductible Full Safety Glass
Emergency Roadside Assistance
Road Trip Interruption
OEM Parts Replacement
Loan or Lease Assistance (GAP)
Other Valuables Coverage
Ways to Save
We've got your car and your wallet covered with a variety of discounts. Your independent insurance agent can help you feel confident that you're receiving each car insurance discount that you may qualify for. These are just some of many discounts you may be eligible for:
Multi-Policy / Bundling
Defensive Driver Course
Auto Safety Equipment
Pay in Full
Coverages and discounts not be available in all states and exclusions may apply. Insurance terms, definitions and explanations are intended for informational purposes only.