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Personal Flood Insurance

Natural disasters might be unpredictable, but you can feel confident when you're ready for them. According to the Federal Emergency Management Agency (FEMA), flooding is the most common natural disaster in the U.S. and it can occur anywhere and at any time of the year, often with little to no warning.

Even though everyone is at risk for flooding, standard homeowner's or renter's policies DO NOT cover flood damage of any kind.

Main Street America Insurance offers affordable, customizable flood insurance plans backed by the federal government's National Flood Insurance Program. So you can be assured that your property won't go under water when a storm comes or a pipe breaks.

Importance of Flood Coverage

The damage from any type of flood is not covered under a standard homeowner's or renter's policy. Rest easy knowing your home and contents are safe with one of Main Street America Insurance's flood insurance plans.

Did you know?

Floods are the most common and most destructive natural disaster in the United States.

More than 20 percent of flood claims come from properties outside high-risk flood zones.

Flood insurance can pay regardless of whether or not there is a Presidential Disaster Declaration.

One inch of water in a home can cause more than $25,000 in damage.

Ninety percent of all natural disasters involve flooding.

Everyone lives in a flood zone – it’s a matter of whether it’s designated as a low, moderate or high-risk area.

No property is completely safe from potential flooding. Flood Insurance can be the difference between recovering and being financially devasted – why risk it? When a flood policy is purchased, there is a 30-day wait before coverage takes effect. Talk to your independent agent today about your options and how to find the best plan for your home.