Main Street America Insurance has announced their Professional Liability Endorsement for Chiropractor offices and Doctors of Chiropractic Medicine is now available in eight states. The coverage which includes protection from malpractice lawsuits, errors and claims of negligence is available in Arizona, Delaware, Florida, Idaho, Illinois, Indiana, Maryland, Maine, Michigan, Minnesota, Nevada, Oregon, Pennsylvania, Rhode Island, Tennessee, Utah and Wisconsin.
Offered as part of the company’s Main Street Express® Business Owners Policy (MSE BOP), this endorsement is one of several new commercial offerings launching in 2023, affirming the company’s commitment to insuring main street businesses.
“As a national insurer with local expertise, we understand the needs of the businesses fueling our communities,” said Stacy Juelfs, regional president for one of Main Street America’s four sales regions. “We know there’s a growing demand* for chiropractic services and these businesses have unique needs. Our new offering was designed with customization and flexibility in mind. This new coverage will serve as a foundation for additional commercial product enhancements coming in 2023 and beyond.”
The Chiropractor Professional Liability Endorsement covers up to ten chiropractors in a practice and offers an affordable “Defense Only” option of $25,000, as well as a choice of Medical Professional Liability (MPL) limit options for indemnity and occurrence coverage. The program offers risk management resources and connects owners with a national legal network specializing in chiropractic litigation. The product is underwritten by Midvale Indemnity Company, an affiliated writing company.
Main Street America provides coverages for a variety of main street business risks like dental and medical offices, hair salons, pet shops, and more. The company offers robust protection and broad eligibility, backed by A.M. Best A-rated financial strength and exceptional customer service. Other business coverage options offered include Errors & Omissions, Employment Practices Liability Insurance, Cyber and Identity Theft, Equipment Breakdown, Business Income, Workers’ Compensation, and Commercial Umbrella.
About Main Street America Insurance
Founded in 1923, Main Street America Insurance offers a wide range of commercial and personal insurance, as well as fidelity and surety bond products, to individuals, families, and businesses throughout the United States. The company writes more than $1.1 billion in annual premium exclusively through independent insurance agents. In 2018, Main Street America merged with American Family Insurance, the nation’s 13th-largest property/casualty insurance group and seventh largest Farm owner’s carrier, becoming the group’s channel to distribute products through independent agents. Visit us at msainsurance.com and on Facebook, Twitter and LinkedIn.
Product and coverage options vary by state
Originally published March 2023